Renters Insurance
Renters insurance in Wisconsin offers a surprising amount of protection for a relatively low monthly cost—often under $20 (rates may vary). Here’s what you get when you sign up:
Key Benefits of Renters Insurance in Wisconsin
Personal Property Protection
Covers your belongings—like furniture, electronics, clothes—against damage or loss from:
- Fire and smoke
- Theft and vandalism
- Water damage from burst pipes
- Falling objects or building collapse
Liability Coverage
Protects you if someone gets injured in your rental or if you accidentally damage someone else’s property. It could also help cover legal expenses if you’re sued.
Medical Payments to Others
Pays for medical expenses if a guest is injured in your home, regardless of fault. Note: It doesn’t cover you or your household members.
Additional Living Expenses
If your rental becomes uninhabitable due to a covered event (like a fire), this helps pay for temporary housing, meals, and other costs.
Off-Premises Coverage
Your belongings are protected even when you’re not at home—for example, if your laptop is stolen from your car.
Not Required by Law, But Often by Landlords
- Wisconsin doesn’t legally require renters’ insurance, but many landlords include it as a lease condition. It’s a smart move either way—your landlord’s insurance won’t cover your personal stuff.
Please note: The above is for informational purposes only, consult your policy for limitations & exclusions. Rates may vary depending on selected coverage amounts.
Testimonials
When it came retirement time and were confused by all the options. We met with Steve Sommerfeldt at McNamara and Thiel and he took the time to explain the difference in plans and helped make our decision easier. Since then whenever we have a question on a change one phone call and we are guided in the right direction. Highly recommend!
Our family switched over to McNamara & Thiel a number of years ago. We could not be more pleased. Their staff is exceptional to work with and their response time is of the best in the industry. McNamara & Thiel manages all of my policies and check them at renewal to ensure that I am appropriately covered at the most affordable rate. They advocate for you as a client and they treat your policies as if they were for their own family. I regularly recommend them to friends and colleagues. Call them to set up a consultation today!
All the staff there is so helpful. I can make one call and get help with all my I insurance needs. Be it the staff who answers the phone or my agent. Highly recommend.
