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Life & Health Insurance

Medicare Advantage Plan

Medicare Advantage Plans

Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are an “all in one” alternative to Original Medicare. They are offered by private companies approved by Medicare.  If you join a Medicare Advantage Plan, you still have 

Medicare is the federal health insurance program for:

  • People who are 65 or older
  • Certain younger people with disabilities
  • People with End-Stage Renal Disease (permanent kidney failure requiri">Medicare benefits but there is cost sharing in the form of co-pays and co-insurance.  These "bundled" plans include  Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare prescription drug (Part D).



    Medicare Part D Prescription Drug Plans

    Medicare Part D prescription drug coverage is available in two different ways, depending on whether you’re enrolled in Original Medicare or Medicare Advantage.  These plans cover generic and brand name drugs for the plan year.

    Medicare Part D coverage is available:

    • Through a stand-alone Medicare Part D Prescription Drug Plan—you can add this benefit to your Original Medicare coverage. You can enroll in any Part D Prescription Drug Plan that serves the area where you live.
    • Through a Medicare Advantage Prescription Drug plan—you can get a Medicare Advantage (Part C) plan that includes prescription drug coverage, so that you get all your Medicare benefits under one plan.

    **Julie Hilbert, the former Benefit Specialist for Fond du Lac County is versed and available to review Part D plans every year to find the best suited plan for you based on your needs.


“We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact or 1-800-MEDICARE to get information on all your options.”