Many insurance providers offer discounts to young drivers (typically high school or college students) who demonstrate academic responsibility by maintaining a certain grade point average (GPA) or other academic achievements.
- Eligibility Age: Usually applies to drivers under 25 years old.
- Academic Requirements: A GPA of 3.0 or higher, being on the Dean’s List, Honor Roll, or having top standardized test scores.
- Verification Needed: You may need to provide a report card, transcript, or a letter from a school official.
- Post-Secondary Education: If your student is attending college/technical school and the school is far enough away from your residence and they are without a vehicle, you could qualify for a discount.
How Much Can You Save?
Depending on the provider, discounts can range from 5% to 15% on your premium—definitely worth looking into!
If you’re thinking about snagging a good student discount, you could start by:
- Calling your current provider and asking specifically about their “good student” program.
- Having recent academic documents handy—transcript, report card, or honors list.
- Checking if they also reward standardized test scores or school rankings.
Or, if you’re still shopping around, we can help you compare providers who offer this kind of discount. Just say the word and we’ll go discount-hunting.
